Additional Required Disclosures

Interest.  All accounts on the MoneyUp platform that are provided through our partner banks DO NOT ACCRUE INTEREST (APY 0.00%).

Minimum Balance. There is no minimum balance required by the user to maintain their account on MoneyUp.

Transaction and Load Limits.

Services and Features.

Opening Fees. MoneyUp does not charge any fees to open an account. When users open up a MoneyUp+ account, they are subject to a subscription fee of $2.99/mo. charged each month.

Other Fees.
There are foreign exchange fees on transactions. It's important to consult MoneyUp’s fee schedule and terms of use for the most up-to-date information on fees, as they are subject to change.

Contact. If you believe any transaction made in connection with your account was made without your permission or otherwise made in error or for an incorrect amount, you can contact our financial technology provider, Apto Payments, Inc. (Apto) at:

If for any reason you are unable to reach us at the phone number or email address above, then please send an email to
If we issued you a payment card in connection with your account or wallet and you use it to pay any merchant, then you will receive a receipt at the time of payment.

If you have an account with us and arranged to have direct deposits made to that account at least once every 60 days from the same person or company, then the person or company making the deposit will tell you every time they deposit funds to your account or if they fail to make the deposit.

These disclosures are effective 04/2023.