Features

Welcome to the future of personal finance

Everything personal finance, but made fun

An app made for you from day one. MoneyUp is built to help you make your money work for you, and to help you take control of your financial future! Banking, budgeting, and education all in one place.

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Get the App
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Get more control over your money

Financial freedom starts somewhere. Why not start with MoneyUp? With the tools and information you need, MoneyUp is what college students use to take control of their future.

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No more complicated money apps

MoneyUp was designed from the beginning to be as simple as possible, so that you don't have to worry about the nitty gritty complexities. One app for all of your financial needs is what MoneyUp is designed for - banking, budgeting, learning, and so much more!

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BankUp

Spend, save, and budget your money

Bank with confidence, comfort, and control with industry leading features that help keep you and your money safe.

• Fee-free mobile banking. That means $0 monthly and $0 minimum
• Instant access to a virtual debit card.
• Bank grade security and FDIC insured up to $250k

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BudgetUp

Budgeting that's mindlessly easy to track

Budgeting has a tendency to be a real hassle. Thankfully for you, MoneyUp has taken budgeting and Up'd it into something that you don't need to stress about. Automatic and simple budgeting made for you!

• Automatic budgeting and tracking
• Seamless integration with your MoneyUp spending and saving accounts
• Get access to powerful insights into your spending habits and trends

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ChatUp

It's time to get real & simple answers to your questions

We all have questions and getting answers to those burning money questions is usually a pain to get. With ChatUp, you'll your very own personal AI Assistant who will be with you 24/7 to answer any financial questions you may have!

• Answers in seconds
• Built using industry learning AI models through OpenAI
• Designed to simply answer your questions

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LearnUp

Financial education doesn't need to be boring

Learning can be a pain. That's why we designed our platform to make learning as fun and enjoyable as possible. Help in setting yourself up for success with powerful educational content.

• Engaging TikTok-style educational content
• Ever-growing library of information
• AI powered chatbot - ChatUp
•Designed to be engaging and not boring

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Features you love

MoneyUp is always innovating and bringing you features that you will love!

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No hidden fees

Hidden fees suck. Don't worry because we don't have any! $0 monthly fees. $0 minimum balances. That's pretty neat.

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Beautiful UI

Engage with your money and financial education in a beautifully designed product.

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Personalized tools

We're bring the personal back to personal finance! Our platform is designed to cater to you - it IS your money after all.

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Virtual design

We know that you're always on the go and on your phone, which is why we designed MoneyUp to work best on your phone.

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Advanced security

Keeping your money and info safe is our top priority. Enjoy our bank grade security that is always fighting off bad actors.